Low Cost Mortgage Protection

Commission Free Mortgage Protection Cover!

Shop the Market for Ireland’s Lowest Cost Mortgage Protection Cover!

Commission Free Mortgage Protection Cover! Fee Payable For Advice. T&C's apply.

Get Saving In No Time!

Shop The Market for Ireland’s Lowest Cost Mortgage Protection Cover

You Get A Cheaper Policy, And Pay Us A Fee For Our Time

Guaranteed Premiums Mean The Cost Of Your Cover Stays The Same For The Full Term Of The Policy

Dual Life Mortgage Protection Cover Available At No Extra Cost

Get Quality Advice from Qualified Financial Advisers

Better Cover Than Is Available From Your Bank

Cheaper Cover Than Is Available From Your Bank

Even If You Already Have Cover, You Can Save By Switching To A Lower Cost Provider

Protect your family

Cover from as little as €10 per month

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Why Choose Us?

Founder Eoghan Gavigan has over 25 years’ experience in banking and finance across Treasury, Lending and Wealth Management.

Qualified

Get quality advice from Qualified Financial Advisers

Personal

We are real Financial Advisers. When you contact us you will speak to real people.

Affordable

Unlike your Mortgage Bank or Tied Agent, we can shop the market to get you the lowest cost policy, often cheaper by up to 20% or more.

Get The Lowest Cost Mortgage Protection in Ireland

What is a mortgage protection policy?

A Mortgage Protection Policy is designed to discharge a mortgage in the event of the death of one of the parties to the mortgage so that the survivor doesn’t lose their home. You choose the initial cover amount and this reduces each year during the term in line with the estimated balance outstanding on a principal and interest mortgage. Because the cover reduces over time it is the cheapest form of life cover.

Life Insurance cover (sometimes referred to as Term Life Cover) stays at the same amount for the term of the policy. The cover amount doesn’t reduce over time. It is commonly used to protect your family from the financial consequences of the death of an earner. If you would like to get a quote for Term Life Cover please check out our sister website GetLifeCover.ie

How long does it take to get a quote?

Many ‘Instant Quote’ websites will provide you with an immediate estimate but this is often not the cheapest quote which is available in the market. We deal with all the providers who offer Mortgage Protection in the Irish market. A number of Mortgage Protection providers offer discounts, some match their competitors and some offer discounts off the quoted price or their competitors price – this makes it very difficult to automate the quote process. In order to ensure that we provide you with the lowest quote available in the market, all our quotes are done manually by Qualified Financial Advisers. Just input your details and we will arrange a quote for your Mortgage Protection needs.

How Does Fee Based Mortgage Protection Advice work?

When you purchase Mortgage Protection some of your monthly premium is used to fund the commission which is paid to the seller. We will give you the lowest quote available and we do the quote on a nil commission basis. As we aren't being paid a commission we charge for our time. We charge €250 per hour spent on your case. If you submit a fully completed proposal form (including fully completed lifestyle & medical questionnaires) and we don't need to query anything with you, we will limit our fee to €500, provided that no changes are requested post proposal stage.